RBI Registered NBFC
🏦 RBI Registered NBFC

Personal loans up to ₹45 lakhs made simple and transparent

Quick processing. Minimal documentation. Flexible repayment options designed to fit your financial needs.

✓ Interest from 10.5% p.a.
✓ Tenure up to 120 months
✓ Quick disbursement

Get a Quick Quote

Fill in basic details and we'll get back to you

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NBFC
RBI Registered
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Up to ₹45L
Loan Amount
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100% Online
Application
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24×7 Help
Customer Support

Banking simplicity meets digital speed

A Online loan platform built around transparency, speed, and customer trust.

Quick Processing

Streamlined digital application process designed to give you a faster decision than traditional lenders.

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Minimum Documentation

PAN, Aadhaar, and basic income proof — that's all we need to process your application.

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Transparent Pricing

Clear interest rates and fees disclosed upfront. No hidden charges, no surprises later.

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Safe & Secure

Bank-grade encryption protects your personal data. Compliant with all RBI guidelines.

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Flexible Tenure

Choose repayment tenure from 6 to 120 months — pick what works for your monthly budget.

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No Collateral

Unsecured personal loans — no need to pledge property or arrange a guarantor.

Loans for every need

From short-term emergencies to long-term plans, we have the right loan for you.

Quick Personal Loan

For short-term needs
₹50,000 – ₹5L
6 to 36 months
  • Quick approval
  • Minimal paperwork
  • For urgent needs
  • No collateral required
Apply Now

Standard Personal Loan

Most popular choice
₹5L – ₹15L
12 to 60 months
  • Competitive rates
  • Flexible EMI options
  • For multiple purposes
  • Online process
Apply Now

Premium Personal Loan

For higher-value needs
₹15L – ₹45L
24 to 120 months
  • Long tenure available
  • Top-up loan option
  • Pre-approved offers
  • Dedicated support
Apply Now

Get your loan in 4 simple steps

From application to disbursement — completely online, completely simple.

1

Apply Online

Fill the simple application form with basic details

2

Get Eligibility

Receive eligibility check based on your profile

3

Upload Documents

Upload PAN, Aadhaar, and income proof digitally

4

Loan Disbursal

Approved amount transferred to your bank account

Disclosures

Loan Products

OnoCredit offers unsecured Online loans to individuals subject to eligibility criteria.

Loan Amount₹50,000 to ₹4,500,000
Tenure6 to 120 months
Interest Rate Range10.5% to 24% per annum
Annual Percentage Rate (APR)Disclosed in Key Fact Statement at the time of loan

Fees and Charges

The following fees may be applicable. Exact amounts will be disclosed in your loan agreement:

  • All Type Of Charges Deducted From Loan Amount, No Upfront Payment From Customer
  • Processing Fee: Up to 3% of loan amount + GST
  • Late Payment Charges: As per loan agreement
  • Bounce Charges (NACH/Cheque): As per loan agreement
  • Foreclosure Charges: As applicable per RBI guidelines and loan agreement
  • Other Charges: As per Most Important Terms & Conditions (MITC)

Ready to apply for your loan?

Quick application, transparent pricing, and dedicated support.

Apply Now →